Dayton, Ohio is an Affordable Place for Homeowner’s Insurance

A Free Term Life Insurance Quote Is Only Easy To Obtain
Dayton is an affordable place for insuring a home! ranked the top 10 most affordable market places in Ohio and Dayton was on this list. Average homeowners insurance costs $258 per year in Dayton. (The average for the state of Ohio is $475.)

View the ranking results here.

Interested in obtaining a quote for your home (and auto) insurance? Contact Sibcy Cline Insurance Services! 



Dayton Has the Best Drivers in Ohio

Drivers driving you crazy? Move to Dayton. Drivers in this city have been rated as the best in Ohio!

Per a report from an insurance company, Dayton’s drivers are the least likely to get into a car accident. Dayton ranked #34 on the list in the US and #1 in Ohio.

Need help with your auto insurance? Contact Sibcy Cline Insurance Services.

Cincinnati is Among the Top Ten Cities for Car Lovers

Cincinnati, Ohio made it on the list of the top 10 cities for car lovers. The ranking was conducted by Factors included: number of car repair shops, car washes and car dealerships – all per capita  – as well as average commute time and number of international car shows. Cincinnati ranked #5.

Cincinnati has the 4th most car clubs and 14th most car shows per capita. The city also has its fair share of dealerships, repair shops and car washes.

What city was number one? St. Louis. (Detroit, the Motor City, did not make the list!)

Do you love your car? I love mine. It is almost 12 years old and is still in great condition. It’s a Jeep Liberty with 112,000 miles on it. I take it to the AAA Car Wash (formerly Rainbow Car Wash) on Madison Road to keep it looking shiny.

See the story here.

Speaking of cars, if you are interested in a competitive bid on your automobile and home insurance, be sure to contact Sibcy Cline Insurance Services.

Ohio is the Second Cheapest State to Drive a Car

Car driver
Per, Ohio is the second cheapest state to drive a car with a yearly average of $1,970 for gas, insurance, repairs, taxes and other fees.

What state is the most expensive? Wyoming
What state is the cheapest? Iowa

Indiana ranked #26 and Kentucky ranked #37.

See the ratings here.

Want to comparison quote for your automobile and home insurance? Contact Sibcy Cline Insurance Services.


Sibcy Cline Insurance Services Is Among the Top 25 Largest Area Property and Casualty Agencies


Sibcy Cline Insurance Services made the Business Courier list of the top 25 largest area property and casualty agencies. The company was ranked at #22.

Sibcy Cline Insurance Services tailors insurance programs specifically for each client and represents a variety of insurance companies including Travelers, Frankenmuth, MetLife, State Auto, Foremost, Chubb and Progressive.


Automobile Insurance – It All Started in Dayton, Ohio

Car driver
Did you know the world’s first automobile insurance policy was issued in Dayton, Ohio in 1897?

We usually think of the Motor City (Detroit, Michigan) as the birthplace of the manufacturing of cars. But, Ohio was actually in the forefront of this new technology for transportation.

In 1897, Gilbert J. Loomis was the first person to purchase an automobile liability insurance policy from the Travelers Insurance Company for $1000.00.

Other interesting car insurance facts:

  • Missouri had no driver exam law until 1952. Prior to such laws, people would simply pay ($.50 or so) and walk away with a license to drive.
  • Massachusetts was the first state to require automobile liability insurance in 1927. (Today, New Hampshire is the only state in the U.S. without such mandatory liability laws.)

Article courtesy of Sibcy Cline Insurance Services. Have them quote your automobile and home owners insurance rates!

Ohio has the Fourth Lowest Car Insurance Rates in the U.S.

Car driver

Ohio is ranked as the 4th least expensive state for car insurance in the U.S with a yearly average of $1,106. This is according to a state-by-state comparison of 2013 rates by

What state has the most expensive car insurance rates? Louisiana at $2,699. (Followed by Michigan, Georgia, Oklahoma and Washington D.C.)

What state has the least expensive car insurance rates? Maine at $934.

Kentucky ranked #10 at $1,725 and Indiana ranked #44 at $1,183.

Why is there variance in insurance premiums state by state? 

  • Each state has different numbers of insurers competing for the business
  • Driving conditions
  • Number of drivers who are uninsured
  • State insurance systems and laws

Article courtesy of Sibcy Cline Insurance Services.