Common FHA Appraisal Repair Items

Here are some common appraisal repair items to note when a home is sold via a FHA mortgage loan:

Paint roller

Chipped/Peeling Paint
Any chipped or peeling paint inside or out of homes built prior to 1978 must be corrected (including scraping and repainting.) All paint chips must be removed from the home.

Working on roof

Roof Condition
The roof must not leak or allow any moisture in to the home. The roof must be able to function well for two years.

Electrical Wiring
No frayed or exposed electrical wiring is permitted and must be corrected. Missing light switches or outlet covers must be replaced. Outdoor electrical boxes require weatherproof covers.

Utilities
All utilities must be turned on for the house inspection and appraiser.

Dry Basement
Older homes, by nature, may have moisture from time to time, and this is acceptable as long as the appraiser says it is typical. Newer homes with water in the basement on any regularity will require an inspection by a professional to determine the source of the water and any corrective measures.

Whenever possible, it is best to prepare in advance and correct the above issues prior to the appraiser performing an FHA inspection.

Need help with your home mortgage loan? Contact Sibcy Cline Mortgage Services.

Need help with home repair? Contact Sibcy Cline Home Services.

 

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