A home is an expensive purchase, and the need to spend extra on a heating system repair as temperatures drop can come as unwelcome news.

As a home buyer adjusts to life in a new house, unexpected repair costs can be a significant financial blow, which is why a home warranty helps to protect a household budget. A home warranty will insulate homeowners from having to cover the cost of appliances or systems that have broken down due to usual wear and tear. Home sellers may also purchase a warranty for protection while their homes are on the market. The policy will serve to make the home a better buy for people in search of a new house.

As winter nears, one especially important item covered by a home warranty is the heating system. An HMS warranty, for example, covers the mechanical parts and components of a hot water or steam heating system. Additionally, it covers those pieces of a centrally ducted forced air gas, electric or oil heating system or even electric baseboard units if that is the primary source of heat in the home.

Some specific components covered include:

• Accessible ductwork from the unit to the register or grill attachment.
• Igniter and pilot assemblies.
• Blower fan motors and fan blades.
• Internal system controls, wiring, relays, motors and switches.
• Heat exchangers.
• Heating elements.
• Burners and controls.

Additionally, HMS offers a Premier Upgrade Package (not available for Seller warranties). This option covers additional components not normally included in a home warranty. Components covered under the PUP option include:

• Disposal of equipment.
• Electrical modifications.
• Permits.
• Code upgrades.

Depending on the package selected, an extra $500 or $1,000 will be put toward typically excluded non-covered charges resulting from the repair or replacement of a covered item, such as a home’s heating system.

Not only do home warranties protect a homeowner’s budget, but it also opens the door to a large network of pre-screened and licensed service technicians to diagnose, repair or replace the heating system. As a result, homeowners can rest easy knowing they are covered this winter.

Brought to you by our preferred Partner, HMS Home Warranty. HMS is an industry leader with over 30 years of creating success for clients and providing peace of mind for customers. To learn more click www.hmsnational.com.