Why You Should Sell Your Home – Now

It’s currently a strong seller’s market with more buyers than sellers. Learn how to take advantage of this type of market and sell your home now:

Get a Very Good Price for your Home
With fewer homes on the market for sale and many motivated buyers (due to low interest rates and a strong economy), odds are in your favor to get top dollar for your home without price reductions. Many homes are receiving multiple offers – which means you will be able to select the best offer for your needs.

What you do not want to do is price your home out of the market. You have to be realistic about its current value. Your real estate agent will show you what similar homes are selling for and how a fair market value is determined. An overpriced home could result in an inconsistent appraisal, which will then give your buyer doubts or reason to possibly back out of the deal.

Less Time on The Market
Homes are selling at a faster pace. When your home sells in a short amount of time, you will not have to constantly clean and keep your home in tip-top shape for showings.

You will still need to prepare your home for the market initially. Staged homes show better in person and online – and will capture more interest among homebuyers. Read more about curb appeal and a staged home.

Selling As Is 
In a seller’s market, many buyers are not agonizing over every item that needs to be fixed in a home. You may be able to sell your home “as is”. However, if your home has structural issues or a roof that needs replacing, your price will need to reflect those concerns or it may be best to fix those issues first before going on the market to sell. Remember, a home in great shape will attract more buyers.

The Seller’s Market Won’t Last Forever
Conditions for a seller’s market can change, taking that advantage away. For example, if your area has a spurt of growth in new construction, you will now have more competition of available housing for sale.

Will I Find a Home Now that Mine Has Sold?
If your home sells quickly, you will now be in a position to find a new home right away. While you are selling your current home, you should start looking at homes for sale. If you find that dream home, you may want to consider a bridge loan that will give you the funds needed for a downpayment before your current home sells.

Another consideration would be to ask the buyers to be flexible on timing for the closing or occupancy of the home. You might be able to request a rent-back agreement.  This would help to alleviate moving twice.

One final idea is to move into a short-term rental while you look for a new home. Although this requires two moves, it will take away the pressure of finding that new dream home in a short amount of time.

Look at homes for sale.

Spruce Up Your Patio or Deck for Spring


With spring already here and summer right around the corner, now is the perfect time for homeowners who plan to spend a lot of time on their decks and patios in the months ahead to put a little work into making them as welcoming as possible. There are plenty of ways to do that with simple DIY projects that don’t take a lot of expertise or even financial investment.

One of the easiest ways to make a deck or patio look better – especially if it hasn’t been touched up in recent years – is to repaint or re-stain it before the summer begins, according to House Logic. This can be done regardless of the material the patio or deck is made of, and there are actually plenty of ways to add a little pizazz by  painting with patterns or using bright, bold colors.

Outdoor furniture on a deck or patio can start to look worn out, so repainting chairs and tables – or simply replacing weather-resistant cushions for benches – is another quick fix that doesn’t require a major cash investment.

Putting in More Work
For homeowners who feel more comfortable working with tools, it might be possible to make an outdoor space even more welcoming. For instance, building – or simply buying – outdoor storage pieces like crates and chests can really clean up the clutter not only on the deck or patio itself, but around the yard. Ensuring these storage units match the new paint or stain job on the deck or patio goes a long way toward making the whole area look great.

For those with more construction skills, building a new fire pit will make staying out on the deck late into the evening even more inviting. There are plenty of DIY instructions about how to do this type of project quickly, easily and safely. (Go here and here for instruction.)

A Little Greenery Goes a Long Way
For those homeowners who have a green thumb, you might want to consider the benefits of making a deck or patio a lot more plant-friendly, according to the Seattle Times. There are so many ways to incorporate plants into a design overhaul, and most can be done at a low price point. After all, if plants just need plenty of sunlight and water, it can be easy to accommodate those needs in the summer, and make an outdoor gathering space a lot more attractive.

One of the easiest ways for owners to get inspiration for how they want a new deck design to look is to simply surf the Internet for a few hours. The number of great ideas they’re likely to find with a simple search can provide all kinds of good plans that are easy to carry out in short order.

Need professional help with your deck or patio? Contact Sibcy Cline Home Services.

Brought to you by HMS Home Warranty.  HMS is an industry leader with over 30 years of creating success for clients and providing peace of mind for customers.  To learn more click www.hmsnational.com.

Go Green with Simple Home Changes

Energy
Most homeowners are on the lookout for simple ways to save a bit of money here and there, because even a few cost-cutting measures can really add up over the course of a year. Meanwhile, many Americans also want to reduce their environmental impact for both financial as well as for more altruistic reasons.

Fortunately, there are plenty of ways to accomplish both of these goals around the home, and they don’t take a lot of expertise. The best part is that most of these investments pay for themselves quickly.

One of the simplest moves homeowners can implement to make their properties more ‘green’ and efficient is to simply replace their outdoor electrical lighting with solar-powered lamps that can dramatically reduce consumption, according to Staged For More. These lights typically have a modest price tag and can therefore pay for themselves quickly, especially during the summer when people tend to spend more time outside at night anyway.

And while addressing this issue, it’s also a good idea to install energy-efficient light bulbs throughout a home as well. These bulbs use far less energy and last significantly longer.

Other simple installation jobs
Along similar lines, homeowners who install water-saving shower heads can not only cut costs, but depending on the size of their family, they can also save thousands of gallons of water each year, likely without noticing much difference in their day-to-day showering habits. Moreover, saving water also saves on a home’s gas bills, because they don’t need to heat nearly as much water over the course of the year.

Another great way to cut heating and energy costs is to install a programmable “smart” thermostat, which can be adjusted from a smartphone. Doing so puts the power to control temperature right at a homeowner’s fingertips, no matter where they are in the world. If no one’s home – for example, during the work day, when parents and kids alike are at work or school – they won’t have to run the heat or air conditioning at full steam, and the savings from several hours per day of modifying the climate-control in their home can really pile up quickly.

Bigger investments to make
Of course, if homeowners want to be a little more aggressive in this regard, and were already thinking about upgrading their appliances, it might also be wise to do so with energy savings in mind, according to Feldco Factory Direct. Most of today’s appliances are far more efficient than they were even a decade ago, but those that bear the familiar Energy Star logo can provide even more savings over the course of the appliance’s useful life.

For owners who were thinking of redoing their siding, or replacing their home’s doors or windows, there are also energy-friendly options they should investigate here as well. While these are obviously larger investments, they too can pay for themselves over time – and then some.

The good news is that there are so many options out there to help homeowners both cut their costs and potentially increase the real estate sales values of their homes overall, and simply doing a little research can go a long way here.

Brought to you by HMS Home Warranty.  HMS is an industry leader with over 30 years of creating success for clients and providing peace of mind for customers.  To learn more click www.hmsnational.com.

Northern Kentucky Home Sales Rise Seven Percent in March!

Home sales in Northern Kentucky were strong in March – with a 7.45% increase in sales as compared to March 2016. Here are the statistics:

March 2017 vs March 2016

  • 7.45% Increase in home sales (620 homes vs 577 homes)
  • 7.81% Increase in average sale price ($175,734 vs $162,997)
  • 4.83% Increase median sale price ($149,900 vs $143,000)
  • 15.85% Increase in sales volume ($108,955,497 vs $94,049,825)

January – March 2017 vs January – March 2016

  • 9.81% Increase in home sales (1,410 homes vs 1,284 homes)
  • 3.91% Increase in average sale price ($167,578 vs $161,268)
  • 3.20% Increase median sale price ($144,950 vs $140,450)
  • 14.11% Increase in sales volume ($236,286,303 vs $207,069,255)

It’s a great time to sell and buy homes. Home values are rising and mortgage interest rates are still low.

Look at homes for sale.

Statistics: Northern Kentucky Association of Realtors Home Sales Report, March 2017

 

Four Tips to Make Rooms in Your Home Seem Bigger

LivingRoom_NeutralColors.jpgOpen floor plans are popular among homebuyers, but traditionally homes were built with individual rooms that served specific purposes. However, with some affordable adjustments, you can make your house appear more spacious.

Knocking down walls can be expensive and time consuming. Luckily, though, you can open up your home a bit without a massive remodeling project. Doing so may help bring your home’s appearance in line with modern trends. This is especially helpful if you plan on selling your property soon. Real estate sales are often driven by a number of trends, and this year, spaciousness is among them.

There are a number of affordable ways to open up the rooms in your homes and create the illusion of larger spaces. Even a few small changes like switching out the drapes on your windows can make a huge difference by opening up rooms. If you don’t have an open floor plan, but would like to imitate one with more spacious rooms, read the tips below:

  1. Let the Light into the Windows
    Windows that aren’t blocked by heavy drapes or curtains make rooms seem bigger by letting in more natural light – the most attractive sort – and extending spaces. You can still hang thin curtains that aren’t completely opaque to achieve a similar effect. This way, it is possible to maintain a degree of privacy. You have windows, so use them to open up the rooms of your home!
  2. Match the Furniture Palette to the Paint
    Try finding at least a few pieces of furniture that match the color of the walls. This will blend couches, tables or chairs into the walls a bit, and make the room appear larger than it actually is. Maintaining unity in your palette is a great way to expand a space beyond its physical limits.
  3. Keep the Clutter Away
    When you’re staging a home, you typically hide items that you don’t use at least daily. To make a room seem bigger, you can take a similar approach. Keep plenty of efficient storage space in each room, and stow away most items around the house until you need them. Too much clutter can significantly change how a room appears, in terms of size.
  4. Make Room for Mirrors
    Mirrors serve a similar function to windows, minus the natural light. Similar to how a window creates the illusion of more space by expanding the room, a mirror’s reflection creates the impression of more space where there is none. Make sure that the mirror fits the theme of the room to ensure unity among various decorations and furniture.

Opening up your floor plan is expensive, but creating the illusion of more space is affordable and easy. Create an impression of spaciousness through mirrors and windows, cleaning consistently and thematic unity.

Brought to you by HMS Home Warranty.  HMS is an industry leader with over 30 years of creating success for clients and providing peace of mind for customers. To learn more click www.hmsnational.com.

La Soupe Visits Sibcy Cline Kenwood!

PippinBusamSibcy_Soupe.jpgThe La Soupe van visited the Sibcy Cline Kenwood office offering up their tasty soups, salads and desserts!

Photo: La Soupe volunteer, Maureen Pippin (Sibcy Cline Kenwood), Pam Sibcy (Sibcy Cline Corporate), Piper Warren and Stephanie Sudbrack-Busam (Sibcy Cline Kenwood.)

About La Soupe
La Soupe is a non-profit agency (founded by local chef Suzy DeYoung in 2014) that rescues food by converting it into soup which is then donated to people in need of sustenance. Donated ingredients are turned into fabulous-tasting soups, salads, frozen meals and desserts. The organization receives food and monetary donations from individuals and companies. Partnerships include Kroger, Jungle Jim’s, Sugar Creek, Chefs’ Warehouse, Farmer Family Foundation as well as many local organic farms.

Each month about 4,000 pounds of produce is collected and 60 volunteers help transport the food to local chefs for soup creation. Those soups (as well as fresh produce) are then taken to local churches and schools to be distributed to those who live in “food deserts” – without  easy access to healthy food.

The public also gets involved with La Soupe by purchasing their soups and salads. The Soupe Shack is located in at 4150 Round Bottom Road in Newtown. Follow La Soupe on Facebook so learn about their daily menus.

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Read more about La Soupe Cincinnati here, here, and here. Watch this video:

 

Sibcy Cline Mortgage Services has a New, Mobile-Friendly Web Site!

SCMortgageWebsite.pngSibcy Cline Mortgage Services has transformed its website with a new look that is also mobile optimized. The site looks very fresh and current. Here is what you will find:

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Mortgage Calculators
Five easy-to-use calculators are featured on the site: How Much Can I Afford; Monthly Payment; FHA Monthly Payment; Refinance; and Rent vs. Own.

Built especially for Sibcy Cline, these calculators are some of the most comprehensive tools on the market providing not only just a principal and interest payment, but a full PITI (principal, interest, taxes and insurance) including mortgage insurance if the down payment is less than 20%.

The Rent vs. Own calculator includes average rate of return, inflation, opportunity costs and closing fees into its design and is updated to stay current. This is a great tool for current renters.

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Shop Local
Sibcy Cline is all about being local and 100% of Sibcy Cline Mortgage Services’ loan process is local. The interactive regional map allows potential home buyers to easily find a loan officer in their own neighborhood who in turn will refer those buyer leads to our local Sibcy Cline agents.

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Loan Product
Browsers on the site can learn all about the various loan products available from Sibcy Cline Mortgage Services. They can “like” the products of interest and opt to have more information emailed to them.