There is a hard rain or one of your appliances leaks. You worry – will my home have water damage?

Home water damage accounts for billions of dollars in losses every year. In fact water damage is much more likely to happen versus a fire. This particular winter, with the massive flooding of the Ohio and the Great Miami rivers, many insurance claims have been made from home owners. Although a nature disaster is unavoidable, here are some tips to consider to avoid other types of water damage to your home.

Check Appliances Regularly
Inspect the water heater, showers, tubs, toilets and sinks. Look for signs of leaks or corrosion. Check caulking around showers, tubs and toilets. If your refrigerator has an ice machine or water dispenser, the hose from the wall and the appliance should be made of braided copper (which is more cracking and corrosion resistant.) Check all appliance hoses for bending or breaking.

Watch a video about preventing water damage from a washing machine:

Roof
It is always a good idea to have your roof checked yearly by a professional. Bolts to air ducts can become compromised and allow water to enter. Also, be sure to have roof gutters cleared of leaves and other water-blocking debris.

Main Water Supply
Know where your main water supply shut off valve is located so you can shut off water in case of an emergency. If you are leaving for an extended period of time be sure to shut off the water supply and drain the pipes. (Note: If you live in an older home, be sure to check with a heating pro to make sure it is safe to turn off the water for your heating system. Also, if you have a fire sprinkler system in your home, you should not shut off the water.) Check pipes for cracks and leaks.

Air Conditioning System
Have a professional check your air conditioner regularly and make sure drain lines are cleaned out.

Clearing out the Sink
It is recommended to use a drain snake in lieu of chemicals for clogs. Caustic chemicals eat away at pipes. And, never pour grease down the drain. It can stick to pipes. It is best to pour grease into an empty can and let it sit. Once it hardens, toss the can in the trash.

Planting Trees
Roots need to be kept away from any water lines. Before planting a tree in your yard, make sure the species of tree does not have invasive roots.

Have Insurance Questions?
Contact Sibcy Cline Insurance Services! They handle homeowner/renter, auto, umbrella, business and life insurance.