7 Smart Reasons to Use Your Home Equity

Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through the creation of equity…Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability.”

-Freddie Mac

The past year may have had its challenges, but there have been some silver linings. Home values, for example, have risen rapidly resulting in huge equity gains for homeowners. Why is this? Sibcy Cline Senior Loan Officer Damon DiBari explains how the market is balancing itself: “The housing market crisis in 2007 and uncertainty in the market in the 2010’s have kept market growth very low until 2019.  If you bought your home in 2019 or earlier, your equity has increased significantly due to this ‘catch up’ in price.”

This catch up in price has resulted in home values increasing rapidly. The average amount of equity that homeowners have gained in the last year is over $33,000 and the average homeowner has over $216,000 in equity (Source: CoreLogic).

These gains in equity are great news for homeowners. According to Jay Buten, VP of Production for Sibcy Cline Mortgage Services, “Now is a great time for homeowners to take advantage of the increased values and utilize the equity to improve their overall financial picture.”

There are many ways that homeowners can choose to use their equity to give themselves a leg up financially, from debt consolidation to college expenses. “It’s a great time for homeowners to evaluate their personal finances and look for opportunities to benefit from the increased equity they have gained.” said Buten.

Think you might be able to use your equity? Here are 7 smart ways to consider:

1. Move Up to Your Dream Home

One of the most common ways that homeowners use their equity is to sell their home in order to buy or build something more suitable to their needs. Sellers can use the cash they make at closing for their next down payment OR take out a bridge loan that allows them to borrow that cash before they close to make their down payment on a new home. 

2. Home Improvements

Improving your home can further increase its value and your equity, depending on the type of improvements you choose to do. 

3. College Costs

This can make sense when the interest rates are lower than other sources for borrowing money for education. 

4. Debt Consolidation

Homeowners can save money by using equity to pay off high-interest debt. 

5. Long-Term Investments

Some long-term investments, such as a second home or rental property, can be worth drawing on your equity. 

6. Wedding

Rather than using credit cards or other high-interest sources to fund a wedding, consider drawing on your home equity to celebrate this long-term commitment.

7. Start a business

Starting a business or investing in a current one can bring a huge return on the investment of your equity.

Ready to get started on buying or refinancing? Reach out to one of our Sibcy Cline loan officers!

February Local Home Sales Report

February Local Home Sales Report Sibcy Cline Realtors

February 2021 saw lots of snow and ice with winter in full force upon the region. With such fierce winter conditions, homes still sold! In Cincinnati, the median sales price increased (over the prior year) for the 22nd consecutive month. The median days on market was just three days – a 57% decrease from February 2020. In Northern Kentucky, home sales for February rose by 6% and sales prices increased by almost 14%. In the Dayton region, home sales units increased from last February by almost 2%. Sales volume increased by almost 13%.

Mortgage rates are low. Home values are high. It’s a great time to list your home for sale and for buyers to find their dream home.

Here is a report by region of homes sales throughout February 2021:

CINCINNATI OHIO / SOUTHEASTERN INDIANA

February 2021 vs February 2020

  • -1.4% Decrease in homes sold (1,570 homes)
  • 13.3% Increase in median sale price ($199,900)
  • -57.1% Decrease in median sales on market (3 days)
  • -52.6% Decrease in active homes for sale (1,376 units)
  • -20.7% Decrease in new listings (1,825)

Statistics courtesy of Cincinnati Area Board of Realtors® February 2021 Home Sales Report

DAYTON AND SPRINGFIELD OHIO

February 2021 vs February 2020

  • 1.8% Increase in homes sold (1,020 units vs 1,002)
  • 10.83 Increase in average sale price ($194,047 vs $175,085)
  • 7.14% Increase in median sale price ($159,900 vs $149,250)
  • 12.82% Increase in gross sales volume ($197,928,332 vs $175,434,750)
  • -26.10% Decrease in new listing units (1,056 vs 1,429)

January–February 2021 vs January–February 2020

  • 5,78% Increase in homes sold (2,050 vs 1,938)
  • 12.25% Increase in average sale price ($193,507 vs $172,389)
  • 10.34% Increase in median sales ($160,000 vs $145,000)
  • 18.74% Increase in sales volume ($396,689,451 vs $334,089,446)
  • -21.62% Decrease in new listing units (2,190 vs 2,794)

Statistics courtesy of Dayton Realtors February 2021 Home Sales Report

NORTHERN KENTUCKY

February 2021 vs February 2020

  • 6.21% Increase in homes sold (513 homes vs 483 homes)
  • 13.56% Increase in average sale price ($236,556 vs $208,307)
  • 21.04% Increase in median sale price ($210,000 vs $173,500)
  • 20.61% Increase in sales volume ($121,353,541 vs $100,612,415)

January–February 2021 vs January–February 2020

  • 5.84% Increase in homes sold (960 homes vs 907 homes)
  • 14.35% Increase in average sale price ($236,702 vs $206,991)
  • 17.14% Increase in median sale price ($205,000 vs $175,000)
  • 21.04% Increase in sales volume ($227,234,294 vs $187,741,312)

Statistics courtesy of Northern Kentucky Association of Realtors® February 2021 Home Sales Report

6 Tips Buyers Need to Know in a Seller’s Market

Happy African American Family In Front of Beautiful House.When selling and buying homes, there are three types of real estate markets: buyer’s market, seller’s market and a neutral market. When experiencing a seller’s market, there is a higher demand for homes than the supply has to offer. With not enough homes for sale, buyers tend to compete for the same available homes – which can drive prices up.

Here are some tips home buyers need to know when buying a home in a seller’s market:

One – Get Mortgage Pre-Approval
You need to know how much home you can afford in order to make an offer on a home, especially in a seller’s market. It is a good idea to become pre-qualified for a mortgage loan to figure out that budget. Once pre-qualified, you can provide a pre-approval letter when making an offer which lets the seller know you are a serious buyer.

Two – Work with a Real Estate Agent
Working with a real estate agent is vital in a seller’s market. Homes that come onto market may sell in a matter of hours. Your real estate agent will be in tune with the availability of new homes for sale so you can act quickly. If there are no homes on the market in the area you desire to live, your agent can reach out to that area’s homeowners to see if they would be willing to sell.

Try to be one of the first showings with your agent. If you delay until the weekend, the home may be sold.

Three – Do Your Research
Knowing where you want to live and what your housing requirements are is important in a seller’s market. Communicate to your agent what home features are a must and those you would like to have but could do without. In this type of market, finding a home with everything on your list probably will not happen. It is best to look for potential in a home to make it work for you. But, do not buy a home you do not love. Remember, you will be living there for at least five years if not longer.

Four – Fast Offer
You may need to act fast with your offer on a home in a seller’s market. A low-ball offer will not work in this type of market. Be prepared to offer full price or over-the-asking price.

When you make an offer, it may work in your favor to find out why the seller is moving so you can figure out what kind of closing date to offer. Making things easier for the seller could work to your advantage. Make your best offer first and be prepared for a bidding war.

Five – Cash Offer
Cash offers and strong earnest money deposits indicate a serious buyer.

Six – Fewer Contingencies (A Clean Offer)
There are usually a few contingencies (such as the home inspection) in a purchase contract. In a seller’s market, the fewer contingencies, the more attractive your contract will look to the seller.

Counter offers are not always advisable in a seller’s market.  The seller does not need to write a counter and can move on to the next offer.

________________________

Rejection :<
A seller can accept only one offer. If your offer is rejected, remember the home seller wants to make the most money with the least inconvenience. In addition to price, the seller may have accepted another offer that offered better terms (larger cash up front, fewer or no contingencies, already pre-approved for a mortgage, etc…)

If your offer is not accepted, keep your spirits up. There will be another home that meets your needs and soon become your dream home.

7 Tax Benefits for Homeowners

Buying a home is usually the single biggest purchase most of us make in our lifetimes. And while there are many benefits to owning a home, they may differ for everyone. As Pat Kuether, President of Mortgage Services at Sibcy Cline, points out, “A first time borrower might be looking to build wealth and find that perfect home to raise a family; A baby boomer might want the sense of comfort and security that comes with owning your own home, while the corporate transferee might see it as a transitional commitment.” 

While everyone is different, there is one benefit to home ownership for all of us. “In all of these examples, the fact that you can take advantage of the tax deduction is a huge benefit,” says Pat.  

Many buyers, especially first-time buyers, don’t always see the tax benefits right away. “Most buyers only the see from the perspective that [buying a home] is a place to live ‘at cost’. As a financial planner, I feel it is my job to communicate the financial benefit,” says Damon DiBari, Loan Officer and Certified Financial Planner at Sibcy Cline Mortgage Services.  

Tax Benefits to Claim on Your Tax Return  

The tax benefits of homeownership are significant, and knowing what benefits are available to you will help you get the most money back on your taxes this year. We’ve compiled a list below for your reference.  

1. Mortgage Interest 

This is the biggest tax benefit you will receive for being a homeowner. Every homeowner who is married and filing jointly who has a mortgage up to $750,000 can deduct the interest paid on their loan. Single filers can write off up to $375,000. You may also be able to deduct the interest on a home equity line of credit of up to $100,000 when it is used to purchase or make improvements to your home.  

If you purchase home from $150,000 to $250,000, you will pay about $6000-$10,000 in mortgage interest in the first year, and you will be able to then deduct that against your income. The larger the mortgage, the larger the deduction becomes.  

Here’s how it works: You will receive a 1098 form from your lender which lists the mortgage interest you paid. You can use the amount on this form on Schedule A of your 1040 to deduct from your taxes owed.  

2. Property Taxes  

The latest rules for property taxes (a.k.a. real estate taxes) allow you to deduct up to $10,000, which includes both state and local taxes.  

If you paid your taxes directly, you will need to keep receipts and copies of checks to claim this deduction. When you pay through an escrow account with your lender, the total will be on your Form 1098.  

3. Mortgage Points  

When you take out a mortgage, it is common to pay “points” to the lender in order to reduce your interest rate. Paying these points is another tax benefit of being a homeowner since they are also tax deductible.  

You will need to check with your lender to evaluate your mortgage payment and see if you qualify for this deduction. For example, if your monthly payment includes $200 for points, your deductible would be $2,400.  

4. Private Mortgage Insurance  

When you don’t put 20% down on a home, lenders require that you buy private mortgage insurance (PMI). Although this is an added expense to your mortgage, you can claim it as a deduction.  

There are a couple of guidelines for this deduction. The first is that your mortgage must have been taken out after 2007. The other is that you can’t claim this deduction if your income is over $100,000 if you are married or over $50,000 if you are single.  

5. Energy-Efficient Upgrades  

Going green can get you rewards when you own a home. Under the residential energy-efficient property credit, IRS has made upgrades that conserve energy a tax credit for homeowners. You can be credited up to 30% of the cost of your upgrades. 

To get this credit, you must make improvements (such as solar energy panels) to your home that increase its energy efficiency. For a full list of eligible improvements, you can visit energystar.gov.  

6. Home Office Expenses 

Although many of us worked from home this past year, this benefit is only available to self-employed workers and the guidelines are strict. If you qualify, you can deduct up to $5 per square foot for up to 300 sqaure feet of office space—a maximum deduction of $1500.  

Included in this deduction are other expenses such as your electric bill, internet bill, and computer equipment.  

7. Capital Gains from Selling Your Home 

One last benefit of homeownership comes when it is time to sell. You are not required to pay taxes on the profit you make when you sell your home, up to $500,000 if you’re married and $250,000 if you’re single.  

There are some guidelines around this benefit that are worth checking out, but most homeowners will not have to pay any taxes on their profits from selling. This is a huge benefit and allows homeowners to use the money on the purchase of a new home if they choose.  

Help with Claiming Your Tax Benefits  

Figuring out which tax benefits you qualify for and what documentation you need can be confusing and frustrating. “Our number one goal is to communicate with homeowners to help with their taxes. We promote a proactive approach by reaching out in February and March to ensure the documentation and information are received and understood,” says Damon.  

“We take pride in having the background to be an advisor for our clients as part of their trusted team,” Damon says. If you have any questions regarding your tax benefits related to home ownership, get in touch with a loan officer with Sibcy Cline Mortgage Services for assistance.  

November Home Sales Report

November home sales report

Home sales increased for all regions in November. In Greater Cincinnati, the area had the most home sales of any November on record. In Northern Kentucky, sales rose by 20% and in Dayton they increased by almost 19%.

Mortgage rates are low. Home values are high. It’s a great time to list your home for sale and for buyers to find their dream home.

Here is a report by region of homes sales throughout November 2020:

CINCINNATI / SOUTHEASTERN INDIANA

November 2020 vs November 2019

  • 13.22% Increase in homes sold (2,167 homes vs 1,914 homes)
  • 11.02% Increase in average sale price ($251,501 vs $226,546)
  • 17.84% Increase in median sale price ($215,000 vs $182,450
  • 25.69% Increase in gross sales volume ($545,002,032 vs $443,609,220)

January–November 2020 vs January–November 2019

  • 1.88% Increase in homes sold (24,348 homes vs 23,898 homes)
  • 9.24% Increase in average sale price ($246,927 vs $226,041)
  • 11.93% Increase in median sale price ($205,950 vs $184,000)
  • 11.30% Increase in gross sales volume ($6,012,183,077 vs $5,401,928,888)

Statistics courtesy of Cincinnati Area Board of Realtors November 2020 Home Sales Report

DAYTON

November 2020 vs November 2019

  • 18.97% Increase in homes sold (1,405 homes vs 1,181 homes)
  • 10% Increase in average sale price ($198,977 vs $180,881)
  • 12.90% Increase in median sale price ($198,977 vs $180,881)
  • 30.87% Increase in gross sales volume ($279,562,150 vs $213,619,991)

January–November 2020 vs January–November 2019

  • 3.42% Increase in homes sold 15,787 homes vs 15,265 homes)
  • 10.91% Increase in average sale price ($196,644 vs $177,296)
  • 11.05% Increase in median sale price ($169,900 vs $153,000)
  • 14.71% Increase in sales volume ($3,104,416,420 vs $2,706,425,382)

Statistics courtesy of Dayton Realtors November 2020 Home Sales Report

NORTHERN KENTUCKY

November 2020 vs November 2019

  • 20.70% Increase in homes sold (659 homes vs 546 homes)
  • 18.06% Increase in average sale price ($241,216 vs $204,323)
  • 23.61% Increase in median sale price ($216,309 vs $175,000)
  • 42.49% Increase in sales volume ($158,961,420 vs $111,560,662)

January–November 2020 vs January–November 2019

  • 5.26% Increase in homes sold (7,098 homes vs 6,743 homes)
  • 10.39% Increase in average sale price ($228,376 vs $206,886)
  • 13.07% Increase in median sale price ($201,257 vs $178,000)
  • 16.20% Increase in sales volume ($1,621,016,065 vs $1,295,035,283)

Statistics courtesy of Northern Kentucky Association of Realtors November 2020 Home Sales Report

Look for homes for sale here.

Pandemic-Triggered Home Trends

The pandemic of 2020 has changed a lot of things and the housing market is no exception. Perhaps no one predicted that lockdowns, stay-at-home orders and a record number of employees working from home would cause a surge in buying and selling homes, but it has.

Along with this surge has come a change in the reasons why sellers list their homes as well as new trends for what buyers want in a home. Recently, Sibcy Cline President Robin S. Sheakley spoke to the Cincinnati USA Regional Chamber’s journal REALM to share some of her insights into the changes happening across the region. Here are some of her observations.

Staying at home forced people to take a good look at the space they live in.

“When the governor issued stay-at-home orders, you saw people really taking stock of their housing and understanding that if they’re going to be locked inside they want different things for their homes,” Robin told REALM, “People were realizing their houses were too big, too small, too urban, too rural, perhaps too open, perhaps too choppy.”

Home improvement efforts triggered a desire for something new.

“We saw a huge trend in home repair and home improvement, and then a lot of people started realizing I’m ready for something different,” Robin said.

The way people shop for homes has shifted drastically.

“There are plenty of stories of homes that were bought without people ever physically going in them, but purchased virtually,” she said. “With the amount of drone photography and videography now, there are all sorts of ways to get a really great sense of a property without standing there yourself.”

In addition to why people move and how they shop for homes, Robin noted a few trends in what buyers are looking for in homes. Here are the top trends she’s noticed:

Spa-like Bathrooms

The need for stress relief is greater than ever, so people are shopping for bathrooms that offer some space for retreat and relaxation.

Home Offices

In the era of working from home and online schooling, homeowners are in need of more space to separate and focus. “We’ve seen people converting bedrooms to offices a lot,” she said.

Outdoor Entertaining Space

The need for social distancing in well-ventilated spaces has increased the desire for more space to gather outside. “People want to be outside. They’re looking to be able to cook, serve, and entertain outdoors,” Robin said.

Downsizing

Some homeowners spent time during the pandemic assessing their space needs and concluded that they need less space, not more. Some want to reduce the time and money they spend maintaining a large home. “There are many people who spent the past nine months looking around asking, Why do I have so much space?” she said.

Ready to make the move? Visit sibcycline.com to browse homes for sale or find an agent.

Made for Service: Sibcy Cline Program Keeps the Heart in Military Moves

After a decade of service overseas, Donnie Lawrence became a homeowner through U.S. Military on the Move®.

Donnie Lawrence was still in high school when he enlisted in the army in 2007. “My parents had to sign the paperwork because I was 17,” he said.  

For the next decade, Lawrence’s entire life was spent in service to his country. He went through basic training and then various deployments to Iraq, Qatar, and Guantanamo Bay. But he also had a daughter that he had to leave behind and rarely saw. “For the first half of my daughter’s life, I was overseas,” he said. 

That’s why it was a particularly emotional time for Lawrence when his time of service concluded, and it came time to settle down and buy a home. “It was like closing a chapter of my life, of being overseas. Now I’m becoming a homeowner,” he said.  

Lawrence had never bought a home before and he was uncertain about the process. He was looking at different options when his cousin, Tammy Young, relocation director at Sibcy Cline, informed him of the U.S. Military on the Move® program that the brokerage offers to veterans and active duty service members. The program gives participants who qualify a rebate or credit at closing based on the sale value of the home.  

“Other programs I looked into claimed to serve veterans, but the rate I got with Sibcy Cline was actually lower, and the military rebate was more,” he said. “And not just that, but it was more personal. I had an all-star team,” Lawrence said, who was matched up through Sibcy Cline with agents Karen Bevins and Pete Marx. In addition to Bevins and Marx, Lawrence noted that Jason Shoe of Sibcy Cline Mortgage was instrumental in helping to close the deal and get him into his first home.  

“Other programs I looked into claimed to serve veterans, but the rate I got with Sibcy Cline was actually lower, and the military rebate was more. And not just that, but it was more personal.”

Donnie Lawrence

Calling out Bevins as a strong support in the process, Lawrence noted that when things got emotional for him and he just wanted to buy a house, any house, she was there as a voice of reason to remind him of the things that he had defined as “must-haves” in his new home. “She really kept working to find me the right home,” Lawrence said. “And she did. I still can’t believe it’s mine.”  

Donnie Lawrence worked with Sibcy Cline agents Karen Bevins and Pete Marx to purchase his first home through the U.S. Military on the Move®  program.

Lawrence, who serves as master fitness trainer at the 1-174 Air Defense for the Ohio Air National Guard in Woodlawn, OH and also works full-time for Mobilcomm on the tower crew, chose to buy a home in the region where he grew up, Clermont County. “Clermont County really honors veterans. They’ve done so much for me.” 

Clermont County Commissioner Bob Proud is a longtime friend and supporter of Lawrence. “Bob always sent me turkey jerky when I was overseas,” he said, laughing, “and he still sends me turkey jerky!” Lawrence also mentioned the support of fellow Clermont County resident Keith Maupin, who runs the Yellow Ribbon Support Center in Clermont County. Maupin’s son Matt was taken prisoner in Iraq in 2004 and his remains were later discovered near Baghdad.  

One of the first things Lawrence did when he moved into his new home was to put a POW flag in front of the front door, partly to honor Matt Maupin, but also as a reminder of the service of all veterans, particularly those who served in Vietnam. “They didn’t get the parades and ceremonies and all the assistance that we get now,” he said, “but they served with honor. And because they wore the uniform, I can wear the uniform.”  

Donnie Lawrence stands in front of his new home in Clermont County, where he has placed a POW flag to honor fellow soldiers who served the U.S.

For more information on how you can get a military rebate, view our video here.

8 Homes for Sale Now with Fabulous Fireplaces

Cozying up to the hearth this winter is just one reason to buy these beauties now.

Is a fireplace on your list of “must haves” in a new home? If so, you are in luck this fall! There are homes for sale now from Sibcy Cline that make it easy to imagine yourself curled up and ready for a long winter’s nap.

Riverside Warmth in Terrace Park, OH

This home for sale now at 307 Wanoka Woods Terrace in Terrace Park is listed by Shelley Miller Reed with Amy Roe of Sibcy Cline.

There is no better place for a fire than next to the water, and this home for sale in Terrace Park, OH on the Little Miami has it. You can go for a walk down to the river and then come home to the comfort of your home and start up the fire to get your frosty toes toasty again.

This home is the perfect place to “self-isolate among the treetops,” according to Cincinnati Magazine, and we couldn’t agree more.

Winter Wonderland in Liberty Township, OH

8318 Poppy Lane in Liberty Township, OH is listed by Tom Letzler of Sibcy Cline.

The pops of bright color next the white background of this hearth in Liberty Township, OH could put even the Grinch in the holiday spirit. Everything about this room makes you want to start decking the halls for the season of merry, when the days are dark but our hearts burn bright.

You’ll not only have the physical warmth of the fire, but that priceless heart-warming joy of settling into a home that feels just right.

A Homey Haven in Union, KY

This Union, KY home at 2416 Royal Castle Way is listed by the McMahan Team of Sibcy Cline.

With two roomy acres to roam in Union, KY, this home for sale now provides the perfect place to gather in and relax next to the fire. You can sink deep into the sofa for a nap or sit by the fire to read your book.

Take off your shoes, wrap up in a soft throw, and forget the rest of the world. There just isn’t anything that can go wrong here in this room.

Sofas for Days in Guilford, IN

21563 Fox Rd. in Guilford, IN is listed by Team Hamilton of Sibcy Cline.

Have you ever dreamed of lounging on the world’s longest sofa next to a warm fire? This home for sale in Guilford, IN may just be your dream home. The best part? There is not just one, but two of the longest sofas we’ve ever seen to rest your weary bones after a long day.

If enough space for two very long comfortable sofas isn’t enough to convince that you should buy this home today, then make sure to notice the stunning architecture of the wood and stone hearth. That, together with the porthole windows on either side, creates an aesthetic that will elevate your everyday to something truly extraordinary.

Condo Comfort in Mariemont, OH

This second-floor condo is available at 3818 Miami Rd. in Mariemont, OH and is listed by Patti Sibcy and Elaine Greiwe with Sibcy Cline.

If you’re looking for a home for sale that’s more compact than a sprawling estate and a better fit for your active urban lifestyle, but still ranks high on the homey scale, you can find it at 3818 Miami Rd. in Mariemont, OH. There’s no shortage of comfy or cozy in this home! Here, condo living steers clear of lacking character and warms things up with an inviting hearth.

The bonus here is that homey doesn’t feel cramped. The large windows and high ceilings give the space an airy feel that will save you from feeling like the walls are closing in this winter. No cabin fever in this expansive space!

A Spacious Respite in Hamilton Township, OH

This listing at 7470 Stillwater Dr. in Hamilton Township is listed by Julie K. Back of Sibcy Cline.

Ready to cast your worries aside and sink into deep relax mode in front of a roaring fire? Look no further than 7470 Stillwater Dr. in Hamilton Township, OH. And, in a world that requires social distancing, you’ll have space in this room to invite some companions.

In this home for sale there is a generosity of space to spread out and plenty of windows to take in the beauty of nature while enjoying the much-needed company of others.

Cozy Comfort in Wyoming, OH

This home at 35 B Vale Ave in Wyoming is listed by Steven Wolber of Sibcy Cline.

There are some houses for sale that just exude the feeling of “home”. As soon as you walk in, you want to kick off your shoes and get comfortable. 35 B Vale Ave in Wyoming, OH is one of those houses.

The brick and tile on this hearth go a long way in creating that kind of inviting space we all love. The earthy tones warm up all the surrounding white without sacrificing the open, airy quality of the room. With the window view to the trees in the backyard, you have all the elements for this being your favorite space in the house.

Snuggle Up in Deerfield Township, OH

This home at 8756 South Shore Place in Deerfield Township is listed by Meghan Homan-Welage of Sibcy Cline.

There just isn’t anything that makes a fireplace more fabulous than a stone hearth. In this home for sale at 8756 South Shore Place in Deerfield Township, OH, you get a rock solid invitation to take a Sunday snooze and warm the chill out of your bones.

If you’re looking for a home for sale to make your own, you won’t find many with a hearth worth staring into during all the long hours of a lazy winter day. Bring your own blankets and find your way home to this relaxing fireside.

Love looking at beautiful spaces in homes for sale now? Check out our recent features with beauteous bathrooms and heavenly backyards!

8 Homes for Sale Now with Beauteous Bathrooms

You’ll never want to leave the tub in these spa-like bathroom retreats.

There are two rooms that really sell a house: the kitchen and the master bath. And when it comes to the homes for sale now, there are plenty of impressive master bathrooms to entice buyers to make their move. We rounded up a few of our favorites listed on the market now by Sibcy Cline agents.

The Royal Treatment in Hamilton Township

This home is located at 7470 Stillwater Dr. in Hamilton Twp. and is listed by Julie K. Back of Sibcy Cline.

Why feel like a queen for one day when there is a home for sale now that can make you a queen every day? Every time you escape to your powder room you’ll cross the threshold to your own space that takes pampering to an entirely new level.

Whatever stress the world throws at you is no competition for the reviving power of this master bathroom. If you make 7470 Stillwater in fast-growing Hamilton Township your new home, you will have bought yourself a ticket to unlimited rejuvenation.

Light-filled Luxury in Guilford, Indiana

This home is located at 21563 Fox Rd. in Guilford, IN and is listed by Sibcy Cline agents Team Hamilton.

If there is one quality that really makes a master bath shine, it’s plenty of light. This home for sale now in Southeast Indiana really makes use of outdoor light sources as well as well-placed fixtures.

Another quality that gives this master bathroom at 21563 Fox Rd. its luminescent and sparkling clean appearance is the use of white everywhere: on walls, cabinets, tile, rugs. If you want to feel like you have died and gone to heaven, you might want to consider buying this home for sale now where you can transcend the world while you relax in your soaking tub.

Modern Rustic in Mt. Lookout

This historic Mt. Lookout home at 1233 Grace Ave. is listed by Sibcy Cline agent Alison Mahoney with Tim Mahoney II.

A bathroom doesn’t have to ALL white to make it feel like a retreat. This home for sale now in Mt. Lookout successfully combines both white and natural tile to give it a welcoming spa-vibe.

The balance of earth tones and white gives this master bath a soothing feel that makes you want to bring your sea salt body scrub and move in permanently. And who wouldn’t want the low maintenance and durability of a completely tiled bathroom? This is a room that can handle a lot of water, wear and tear. If you are a home buyer looking at homes for sale now, 1233 Grace Ave. definitely has potential to be a “forever home.”

Exotic Shapes and Unique Textures in Liberty Township

This home at 6316 Stonehenge Blvd.in Liberty Township is listed by Sibcy Cline agent Lori Hall Pollard.

Perhaps shapes and textures aren’t the first things that are on your mind when you check out master bathrooms in homes for sale, but somewhere in your mind your aesthetic sense is taking note. If you get a chance to tour this home for sale in Liberty Township, you won’t be able to resist how soothing and homey it feels to be surrounded by so much texture and shape.

Pair the exotic, organic feel with a window view of a tree-filled yard, and you have a recipe for relaxation. If you are looking for a home for sale now with large amount of “ah-factor”, you’ve found it here at 6316 Stonehenge.

Farmhouse Chic at Shawnee Lake in New Jasper, Ohio

This Shawnee Lake home at 4156 Shawnee Lake Trail is listed by Sibcy Cline agent Mary Rife.

Sliding barn doors and a generous amount of white paired with a furniture-style vanity and a wood-textured tile bring this New Jasper home-for-sale up to a trendy, modern-farmhouse vibe.

Throw in an abundance of super-soft white towels and you’ll definitely see buyers fighting to be the lucky owner who gets to make this space their permanent place to prep for the day. If you love farmhouse style, don’t delay checking out 4156 Shawnee Lake Trail.

A Spa-like Retreat in Hebron, KY

This home is located at 2208 Lumberjack in Hebron, KY and is listed by the Brosey Group of Sibcy Cline.

Take note when you are touring homes for sale now: the best master baths look like your favorite hotel spas. This one at 2208 Lumberjack is no exception – it has all the elements to bring optimal relaxation.

This is the kind of master bathroom that will make you want to leave the party early so you can get home and get straight to chilling out in the tub. Just 13 minutes from CVG airport and a short drive to the Ohio river, this Hebron, KY home could be your new retreat.

Space to Spread Out in Deerfield Township

This home is located at 8756 South Shore Place in Deerfield Twp. and is listed by Meghan Homan-Welage of Sibcy Cline.

If you are looking for a home for sale now in Deerfield Township that has all the space you need to pamper and prep, look no further than 8756 South Shore Place. This bathroom has plenty of surface space for all your getting-ready necessities, plus cabinets, shelves, and drawers to keep everything tidy and tucked away.

In spite of having more than enough space to accommodate all of your needs, this bathroom is not lacking in warmth and coziness. The texture and variation of the tile in the space helps to create interest while tying the space together so it doesn’t feel institutional. You’ll feel right at home while stretched out in the large soaking tub.

Refined Simplicity in Mason

This home is located at 2826 Ivy Farm Ct and is listed by Sibcy Cline agent Jean Raga.

The last thing you need when you’re trying to chill down is too much going on around you, which is why 2826 Ivy Farm Court is the place you want to be to take a long exhale and let go of the day.

The simplicity of the master bathroom in this home for sale now is the only thing you need in your new space to bring serenity to your life this year. Here is the place for you to go to cleanse all the negativity from your life, so hurry out to Mason, Ohio and look at this home for sale now. You’ll be on your way to bright new future in this beauteous bathroom.

Ready to see some more fabulous homes for sale now? Look at these 7 heavenly backyards that could be yours!

All listings in this post were currently on the market at the time of publishing. Please click the links under each photo to see the updated status of the listing.

7 Homes for Sale Now with Heavenly Backyards

These to-die-for Cincinnati area homes take outdoor living to a whole new level.

Whether you’re a voyeur or a buyer, there is no shortage of “wow factor” with the luxury homes for sale now in the Southwest Ohio region. When it comes to backyards, these local homes have it all–no exotic location necessary.

Into the Wild in Mason

If you are a fan of organic spaces, you will especially love this backyard pool at 6646 Ross Lane, one of the homes for sale now by The Cameron Group in Mason, Ohio. Rocks, trees, a waterfall…it has all the elements of being out in the wild. Except, it’s not.

The Cameron Group with Sibcy Cline is seeking a discerning luxury buyer for 6646 Ross Lane in Mason, Ohio.

There’s nothing quite like enjoying the wilderness of your own backyard. But here you can be close to your kitchen, bathroom, and bedroom (none of which disappoint in this house). You can pretend like you’re on your own island, minus the stranded and deserted parts.

You won’t have problems finding friends to join you in this magical place once you make it your home. Mason, Ohio is a friendly suburban community close to Cincinnati with many wonderful down-to-earth people.

With a backyard like this one, 6646 Ross Lane in Mason could be your permanent happy place. Bonus: nearby Adesso Coffee will have your caffeine fix covered with gourmet lattes.

Rain or Shine on the River in Anderson Township

If you’re looking for homes for sale now, you might notice that the ones with pools are hot tickets. In fact, pools are on the list of “must-haves” for luxury home buyers, especially in 2020 when most of the world is re-discovering the art of staying home.

And when you have to stay home, you might as well enjoy some pool time along with fantastic river views at the same time, right? We think so!

Contact Sibcy Cline agent Debbie Tully to hear more about 322 Bishopsbridge Drive in Anderson Township.

This Anderson Township home delivers on both the pool and the river views. Check. And check. All you need to do is move in and get straight to relaxing.

Among the other homes for sale right now, this home stands out for having a large amount of covered porch space, so rainy days are, well, covered. You can work, learn, lounge, and enjoy an evening cocktail in whatever weather Ohio decides to serve up at the moment.

A Mid-Century Dream in Terrace Park

If you like the idea of your own estate farm, but prefer a house with a more modern look than your typical farmhouse, take a look at Sibcy Cline agent Steve Early’s listing at 742 Indian Hill Rd. in Terrace Park. This owner has taken the farm out of the house and updated to a sleek Mid-century decor with a sophisticated vibe on the back deck that will make your city friends feel right at home for outdoor parties.

Steve Early with Sibcy Cline is the listing agent on this property at 742 Indian Hill Rd. in Terrace Park.

No need to worry about being too far out in the country, your friends won’t have a long drive home from Terrace Park. Driving time to downtown is approximately 20 minutes with I-275 just 10 minutes away, giving easy access to all the major highways.

Of course, you’ll have plenty of room for guests to stay at 742 Indian Hill Rd. and all the amenities to entertain such as a pool, game room/theatre, a barn, and 4 acres to roam!

A Light-filled Country Estate in Anderson Township

Like a more classic vibe to your country estate dream home? 580 Chaswil Dr. in Anderson Township may be one of the homes for sale now that strikes your fancy. Much care has been taken in updating this 32-year-old estate to give it the modern touches that will allow you to move in and start enjoying the home right away, including the inviting outdoor spaces.

Julie K. Back with Sibcy Cline is the listing agent for this property at 580 Chaswil Dr. in Anderson Township.

Imagine the summers in your own outdoor oasis in this Anderson Township home, conveniently located close to Cincinnati. It’s one of the Sibcy Cline homes for sale now that includes a pool, a must-have these days when we are all keeping close to home more often. One bonus in this home is the meticulously kept gardens. You’ll feel like you’re walking the English countryside right here in Southwest Ohio.

Sweeping Views in Indian Hill

Speaking of English countrysides, this home for sale now at 6250- Redbird Hollow Ln. in Indian Hill provides a view that rivals any we’ve seen near or far.

This view from 6250 Redbird Hollow Ln. is available through Maureen Pippin and Jessica Jones of Sibcy Cline.

And you have plenty of room on this expansive brick patio to fit all your family, friends, food, and cocktails for an evening of watching the sun set over Cincinnati.

This home for sale at 6250 Redbird Ln. is available through Maureen Pippin and Jessica Jones of Sibcy Cline.

Originally a farming community that evolved into a rural weekend destination for city-dwellers, the Village of Indian Hill is now a short 5-minute drive from Kenwood Towne Centre, a bustling shopping destination in the area. This home for sale now offers both a retreat lifestyle along with the local amenities of shops and restaurants so you can have the best of both worlds at 6250 Redbird Hollow Ln.

Three-Season Living in Montgomery

If you are the type that likes the fresh air, but can do without the bugs, wind, sun, and rain, this back porch screen room at 7445 Stonemeadow Ln. is perfect for your tastes.

Celia Carroll with Angel Munafo Apking will be hosting an open house this Sunday, Oct. 4 at this Sibcy Cline listing on 7445 Stonemeadow Ln. in Montgomery.

Much like this charming porch, the city of Montgomery where this listing is located still retains much of the country charm of its bygone days. The popular cluster of shops and businesses is just a few short minutes from your comfortable seat relaxing here with your book and coffee.

High on the Hillside in Indian Hill

Maybe instead of cozy back porches you prefer to have a birds-eye view of the land. Look no further than this balcony above Indian Hill at 7735 Rock Hill Ln. This listing perches you well above the tree tops for an unrivaled view.

Kim Vincent with Sibcy Cline is the listing agent for this property at 7735 Rock Hill Ln. in Indian Hill.

With its location on a hillside, this home offers a variety of landscaping features, including both an upper balcony and a lower patio. The lower porch features a wading porch for you to relax and enjoy the view.

Kim Vincent with Sibcy Cline is the listing agent for this property at 7735 Rock Hill Ln. in Indian Hill.

Check out more photos of this listing’s interesting features as well as many more local homes for sale at sibcycline.com.

These homes not your style? See more luxury listings from Sibcy Cline on Luxury Portfolio International.

All listings in this post were currently on the market at the time of publishing. Please click the links under each photo to see the updated status of the listing.